Z&B Consulting, Inc. / MichelleSmith.info / Michelle’s Morsels
Terms of Use

MichelleSmith.info’s Michelle’s Morsels, Z&B Consulting’s Online Courses, the Z&B Consulting, Inc. Website (“Website”) and any emails sent out are not intended to be a source for legal, accounting or professional advice. Visitors to this Website and readers of the emails should always seek the advice of an appropriately qualified, licensed professional for those services. Z&B Consulting, Inc. and Michellesmith.info assumes no responsibility for information contained on this Website or in the emails or courses and disclaims all civil or criminal liability in respect of such information. In addition, none of the content on this Website or in the emails or courses will form any part of any contract or agreement between Z&B and any user, or constitute any type of offer by Z&B to any person outside of this Agreement and the purchased Services. 

Z&B accepts no responsibility for and excludes all civil or criminal liability in connection with any user browsing this Website and for the user using the information or downloading any materials from the website or emails or courses, including, but not limited to, any liability for errors, inaccuracies, omissions or misleading or defamatory statements. 

The information at this Website and in the emails and courses might include opinions or views, which, unless expressly stated otherwise, are not necessarily those of Z&B. 

All content and information at this Website and in these emails and courses might be changed or updated without any notice. This Website and emails and courses might also make changes or improvements at any time, without any notice. This Website and emails and courses, and all materials, are provided to users “as is” and Z&B expressly disclaims any and all representations or warranties, express or implied, to the extent permitted by law, including, but not limited to, warranties of satisfactory quality, merchantability, fitness for a particular purpose, non-infringement of third party rights or the presence or absence of any computer virus with respect to the Website service or any materials or content herein. Reference within this Website and in the emails and courses to any specific commercial or non-commercial product, process or service by trade name, trademark, manufacturer or otherwise does not constitute or imply any endorsement, recommendation, support or favoring by Z&B. 

Links to external or third-party Websites are provided solely for user convenience. Links taken to other sites are done so at the risk of the user and Z&B accepts no liability for any linked sites or their content.